Budget Spreadsheet Bundle Google Sheets & Excel

What you get

I have ADHD, and these are the four sheets I use to keep money boring: bills matched to paydays, a debt-free date, a fair split at home and savings I can see growing. Type things in once, and the dashboards do the rest.

What's inside

1. Budget by Paycheck (18 tabs): weekly, bi-weekly, semi-monthly or monthly pay; up to 5 paychecks a month with dates filled in; bills assigned automatically to the paycheck before their due date; bill calendar; expense tracker; savings goals; left to spend for every paycheck; yearly dashboard
2. Debt Payoff Tracker (5 tabs): up to 25 debts; snowball, avalanche or custom order with roll-over; month-by-month payoff plan up to 30 years; debt-free date; total interest; snowball vs avalanche comparison; payment tracker with progress bars
3. Couples Budget (8 tabs): two incomes; split 50/50, by income or custom %; shared expenses with who paid; personal expenses; monthly settle-up that tells you who owes whom; joint accounts and couple goals
4. Savings Tracker (7 tabs, only in this bundle): up to 12 savings goals and sinking funds, deposit and withdrawal log, month-by-month savings, emergency fund calculator (3 to 12 months of cover)

How it works

Open the Start here tab of each file: 5 short steps. Type in the shaded cells, everything else calculates by itself. No macros, no add-ons, no subscription.

Files

4 ZIP files: one for each color theme (Lavender, Blush, Sage), each with the 4 spreadsheets empty and ready to use, plus one ZIP with the 4 EXAMPLE files filled with sample numbers. Unzip on your computer (on a phone, use the Files app).

Compatibility

• .xlsx for Microsoft Excel 2016 or newer (Windows, Mac, Excel online) and Google Sheets (free Google account: upload and open, steps in each file); also opens in LibreOffice
• Any currency: $, €, £, CA$, A$
• Formulas are locked so you can't break them by accident

Please note

Digital download: nothing is shipped. The photos show the example files. For personal budgeting, not financial advice. For personal use, please don't resell or share the files.

Made with the help of AI tools and checked by hand.